We build your entire funding stack.
Then we teach you to do it yourself.

Profile optimization, LLC setup, a bank-by-bank plan, banker introductions and live help on every application. Then lifetime access to the system, so your next round doesn't cost you another 8–10% back-end fee.

40–50
clients funded every month
$1.2M
John's own business credit
25,000
community members
17
real estate deals John's done

What other person in the funding space has an 850 score and has shown it?

Most gurus hide behind rented cars and generic stock graphics. John rebuilt his own profile from a 520 to a perfect 850 on the official FICO Score 8 scale — and puts the proof right on screen.

John Duda · Live Screen
John Duda TransUnion 850 FICO Score 8 verification proof
Real Results · Real Members

Recent client funding wins.
Straight from the community.

Real approvals from members executing the blueprint and working through their funding stacks.

Brock Strunk
Funding Friday · $140K from BHG Financial
$140K Funded
Brock Strunk - $140K funding win post
Richard Armenta
Win Drop! $115k Secured Following Data Points
$115K Funded
Richard Armenta - $115K funding win post
Kathleen Miller
0% Credit Stack with Infinite Funding Blueprint
$108K Funded
Kathleen Miller - $108K funding win post
David Lee
Pre-Approved & Funded with Rocket Loans
$57K Approved
David Lee - $57K loan approval post
Lisa Koval
First Round of 0% Business Funding Cards
$54K Secured
Lisa Koval - $54K business funding post
Ronnie Urquhart
Biz Credit Stack - Another $51K Added
$51K Added
Ronnie Urquhart - $51K business credit win post
Live Portal Tracking

Real portal stacks. Tracked to the dollar.

Inside your private portal, every single approval and total running sum is logged live as your funding stack compounds.

Live Client Portal #1
$385,000 TOTAL
+$45,000 Approved
Client portal dashboard showing $385,000 sum and $45,000 approved
Live Client Portal #2
$257,000 TOTAL
+$37,000 Approved
Client portal dashboard showing $257,000 sum and $37,000 approved
Live Client Portal #3
$212,000 TOTAL
+$22,000 Approved
Client portal dashboard showing $212,000 sum and $22,000 approved
Live Client Portal #4
$135,000 TOTAL
+$15,000 Approved
Client portal dashboard showing $135,000 sum and $15,000 approved
Sound familiar?

Tired of funding companies that promise everything, then deliver a $10K card?

"Up to $250K!"

Then the smallest approvals they could get, because nobody prepared your profile first.

The same 3–4 banks

Everyone gets the same list, whether it fits your profile or not.

Inquiries everywhere

Every application piled onto one bureau, so each bank sees a borrower who looks desperate.

A Google Sheet "update"

If you hear from them at all. No portal, no advisor, no idea what's happening on your file.

Winging it

No plan, no order, no bureau map. Just apply and hope.

Pay again. And again.

8–10% every round, forever, because they never show you how it works.

We do it differently. We build the whole stack and hand you the playbook.

Side by side

Most companies wing it.
We build a system.

Typical funding company
With us
Banks
The same 3–4 for everyone
Matched to your profile across national banks, regional banks and credit unions
Before applying
Apply as-is
Full profile optimization + LLC setup
Strategy
Wing it
Written funding plan with exact order and bureau map
Bigger approvals
Take what you get
Introductions to business relationship managers
Applications
Submitted for you, out of sight
Live on Zoom: you see and submit every one
Communication
Email or a Google Sheet
Private Slack + dedicated advisor + John
Tracking
Spreadsheet
Your own funding portal, long-term
Next round
Pay 8–10% again
Lifetime course so you can do it yourself
How it works

The 5-step full-stack process.

We don't chase the smallest approvals. We prepare your file so banks see the strongest version of you, then we execute.

1
Profile optimization

We get your personal profile lender-ready: the right mix of total and active accounts, age of credit, total limits and utilization. We clean up name and address variations so your file reads the same everywhere. Your profile goes to the banks on a silver platter.

Total accountsActive accountsCredit ageTotal limitsName & address cleanup
2
LLC set up right

The right business name, the right NAICS code and the right address (a real location or your home, never a virtual office), with everything matching across your EIN, bank and listings.

Business nameNAICS codeAddressEIN & banking
3
Your funding plan

A plan built off your profile: the exact banks and the exact order of the stack. We work across 8,000+ national banks, regional banks and credit unions — not the same 3–4 everyone else uses. There's a reason John built $1.2M in business credit: knowing which banks to go to.

Bank selectionApplication orderBureau map
4
Banker introductions

We connect you with business relationship managers who can help structure bigger approvals and open doors at regional banks.

Relationship managersBigger limits
5
Inquiry management & your next round

We spread applications across Experian, TransUnion and Equifax so no single report takes all the hits, dispute any inquiry that's unauthorized or inaccurate, and season your profile so you're positioned to fund again in 6–12 months.

Bureau spreadInaccurate-inquiry disputesRound two in 6–12 months
What working with us looks like

A real team on your file.
Not a ticket number.

Private 1:1 Slack channel

Your own channel with a dedicated advisor. Fast answers, everything in one place.

John on your file

Not just a junior rep. John personally reviews your profile and your plan.

Live Zoom applications

We hop on Zoom and apply together. You see and submit every application.

Your own funding portal

A real portal showing every approval, not a random Google Sheet. Yours long-term.

Score optimization

We improve the profile before applying, so you get the biggest approvals your file supports.

Bank intel, kept current

Which banks are approving, what they pull and what they look for, updated as banks change.

Direct access · no junior-rep handoffs

Most operators just let their team run apps.
I'm in every channel with approvals — plus you get a dedicated advisor.

You get a private 1:1 Slack channel with your dedicated advisor, and John personally oversees your stack, approvals, and strategy from start to finish.

Private 1:1 Client Channel
Live Slack
Private 1 on 1 Slack channel with dedicated advisor and John approving a $200k goal and $50k card

Inside Scott's private channel: advisor follow-ups, a $50K card approval, a $200K goal, and John confirming strategy directly.

Client Funding Portal
Mission Control
Client funding portal mission control showing preparation tasks, credit card tracker, resources, and call recordings

Your personal Mission Control portal: full credit card tracker, preparation tasks, inquiry cleaning checklist, walkthrough guides, and private call recordings.

Full stack, not just cards
Business credit cards
Business lines of credit
SBA loans
Unsecured loans & more
John Duda - Founder of Funding Vault
Who's in your corner

I'm an operator, not a guru.

I'm John Duda. My credit was a 520; today it's an 850. I've built $1.2M in business credit and used it to scale my businesses and real estate.

When you work with us, you don't get passed off to a call center or junior rep — I personally review your profile, map your funding stack, and stay inside your private Slack channel.

$1.2M
Business credit
520→850
Credit rebuilt
17
Real estate deals
25K+
Community
After you join

Here's exactly what happens.

Day 1
Onboarding

Kickoff call. Your private Slack channel and portal go live.

Week 1–2
Profile & LLC

We audit and optimize your profile and set up your LLC right.

Week 2–4
Your funding plan

The exact banks, bureaus and order, reviewed with you.

Week 4
Application day

On Zoom together. You see and submit every application.

Timelines are estimates — we can move faster if your profile is already optimized.

Included for life

Plus $4,600+ in programs.
Free.

Infinite Funding Blueprint
$3,497 $0

Our full funding course. After we fund you, go through it yourself and run your next round every 6–12 months, without paying a back-end fee again.

Lifetime VIP access
$97/mo $0

Weekly live calls, the community and money-broker training. Learn to earn referral commissions helping others get funded.

Once you're funded, people will ask how you did it.

Inside VIP we show you how to refer them and get paid. Some of our brokers earn $5K–$10K a month doing it, enough that the program can pay for itself.**

The real cost of funding

What nobody tells you:
the bonuses can cover the fee.

Upfront programs, back-end fee programs: they all cost something. But many of the cards in a funding stack pay sign-up bonuses, and the cash back keeps coming. Here's an example stack:

CHASE
Chase Ink Business card #1
Card sign-up bonus · minimum spend applies
$900
CHASE
Chase Ink Business card #2
Card sign-up bonus · minimum spend applies
$900
AMEX
Amex Business Gold
Welcome offer · points, value depends on redemption
$2,500
USB
U.S. Bank business card
Card sign-up bonus · minimum spend applies
$350
WF
Wells Fargo business card
Card sign-up bonus · minimum spend applies
$400
Sign-up bonuses, before business checking bonuses$5,050
$600K → $12K

John's rehab spend in one year, and the cash back it earned at 2%.

+ checking

Business checking account bonuses often add hundreds more on top.

Example amounts based on recent public offers. Bonuses change often and require approval and minimum spend or deposits; points values vary by redemption. Bank bonuses may be taxable. Not guaranteed.

Run your numbers

Your fee vs. what the stack gives back.

150,000
14% APR
0% intro period (typically 12–18 months)
150,000
Our fee · flat $6K–$10K−8,000
Sign-up bonuses (example)+5,050
Cash back at 2%, one year+3,000
Interest avoided at 0%+21,000
Net value to you
21,050
Bonuses + cash back more than cover the entire fee.

Estimate only. Assumes the balance is repaid before the intro period ends; excludes cash-advance, transfer and annual fees. Approvals and bonuses are not guaranteed.

Now look at round two and three.

Typical funding company · 10% × 3 rounds45,000
With us · one flat fee, then rounds 2–3 on your own8,000

Same 150,000 per round. After round one, the Infinite Funding Blueprint shows you how to run it yourself.